Auto dealerships remain among businesses often involved in litigation and can be at risk of paying out large jury awards. The changing attitudes of jurors have played a significant part in these “nuclear” verdicts. Join experts from Zurich’s Claims Judicial & Legislative Affairs, Government & Regulatory Relations, and Direct Markets teams as we address this important topic and actions you can take to help combat legal system abuse.
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Head of Property & Casualty Underwriting - Direct Markets
Zurich North America
Craig Davidson has led a team specializing in franchised auto dealers, retail auto rental operations, and rental counter products since January 2019. Previously, he was the Vice President of Zurich Agency Services (ZAS), a fully licensed agency offering specialized coverage solutions and specialty markets for Direct Markets. Prior to this role, he was the Zurich Business Lead for the Unicover Transformation project, where he drove the Direct Markets conversion from a proprietary rating and policy issuance system to a new shared platform.
Davidson joined Universal Underwriters Group/Zurich in 1996 as an underwriting manager. He has since held positions of increasing responsibility within Direct Markets, including Assistant Vice President of Underwriting, where he developed and implemented underwriting guidelines, pricing and strategy for the aftermarkets and retail businesses. He began his insurance career with Sentry Insurance in 1987 as a multi-line underwriter.
Davidson has a bachelor’s degree in business administration from the University of Wisconsin La Crosse and holds a Chartered Property & Casualty Underwriter (CPCU) designation.
Senior Consultant, Zurich Claims Judicial and Legislative Affairs
Zurich North America
Mahima Raghav brings past experience as a litigator in Worker’s Compensation and as a Regional Litigation Manager to her work for Zurich, as well as an extensive knowledge of claims-handling issues. Raghav has also participated in internal projects using design-thinking, which has trained her to seek creative solutions to complex business challenges.
As part of Zurich’s social inflation task force, Raghav works to build a coalition among customers, brokers, and carriers to address this pressing issue. With efforts to educate the industry and bring the claims process to life for lawmakers, she is committed to helping create positive change for a fairer future.
Raghav has BA in Psychology from UCLA and a JD from Southwestern Law School.
Assistant Vice President, State Affairs - Government & Regulatory Relations
Zurich North America
Tim Lynch began his career with Zurich in May of 2023 and is responsible for managing legislative and regulatory issues in 13 states in the Midwest and Rocky Mountains regions. In addition, Lynch serves as a team leader on commercial auto and travel insurance issues. Prior to joining Zurich, Lynch was the Senior Director of Government Affairs for the National Insurance Crime Bureau (NICB). He led legislative initiatives in approximately 20 states, working in partnership with state and national trade associations. Prior to joining NICB, Lynch led government affairs activities at the American Dental Hygienists’ Association and began his career working on staff with the Illinois House of Representatives.